RatePilot is an independent insurance agency in South Florida. We compare the top-rated carriers for you — auto, motorcycle, home, and commercial — and get you the lowest price. Independent means we answer to you, not to one company.
Coverage for your car, your home, and your business — placed with the carrier that fits you best. Tell us what you need and we shop it across our carriers.
Coverage that fits how you actually drive. Liability, full coverage, SR-22, and non-owner policies — priced across every carrier we represent so you never overpay for the same protection.
Sport, cruiser, or touring — seasonal or year-round. Coverage built for how and when you ride.
Protect your place and everything in it — with coverage built for Florida weather.
Commercial auto, general liability, and more — coverage for your vehicles, your business, and the people who run it.
Put your car and home on one account for bigger multi-policy discounts — and one number to call.
Most agents can only offer you the single company they work for. As an independent agency, RatePilot compares 50+ carriers — so the quote you get is the best one on the market, not the only one on their desk.
Three steps, mostly done for you. Start online or with a quick call — English or Spanish.
Two minutes online or a quick call. The basics on your car, home, or business — nothing more than we need.
We run your profile across our top-rated carriers and compare the real prices and coverage, not estimates.
We walk you through the best options in plain language and get you covered the same day when we can.
RatePilot is an independent South Florida insurance agency. We're a bilingual team that shops the top-rated carriers on your behalf — so you get the right coverage at the best price, and a real person who picks up the phone. We built RatePilot to do insurance the honest way: not tied to one company, so our advice is about what fits you, not what we're told to sell. When your policy renews, we re-shop it — keeping your business is on us.
Insurance specialists for auto dealers. We're on call 24/7 — nights, weekends, holidays — so a sale never waits on office hours. When your customer is ready to drive off, we bind coverage and send proof on the spot.
"Switched my auto and saved every month for the same coverage. They explained everything in Spanish and made it easy."
"Bundled my car and condo and got a real discount. Actually answers the phone when I call."
"My old company kept raising my rate. RatePilot found me a better one in a day."
Get a free quote across our top-rated carriers. It takes about two minutes.